Privacy Policy

Effective and Last Updated: July 24, 2020 (referred to as the "Website" or "Site") and CashFM and IndySci (collectively referred to as the "Application" or "App") are owned and operated by Universal Ecosystems Inc. (hereafter referred to as "Universal Ecosystems") and its repective subsidiaries. This Privacy Policy applies to the Site and App. It does not apply to other websites to which we link, or other third party app.  Because we gather certain types of information about our users, we want you to understand what information we collect about you and how that information is used. You agree that your use of the Site or App signifies your assent to this Privacy Policy. If you do not agree with this Privacy Policy, please do not use the Site or App.

1)  Information Collected

We collect two types of information from you: i) information that you voluntarily provide to us through the App, Site, e-mails, and e-commerce and ii) information that is derived through automated tracking mechanisms.

  1. We collect the login credential used to access the App or Site and contact information from the App, Site, e-mails, and e-commerce.  This may include first name, last name, company name, address, e-mail address, phone number, browser, and device ID.
  2. We may use cookies (Website only) to collect visitor information.  This includes, but is not limited to, IP address, page views, and referring page.

2)  How We Use Your Information

We only use your login credential to administer accounts. For security purposes, we advise you to NOT use the same password on other accounts outside of our App and Site. We only use your contact information from the App, Site, e-mails, and e-commerce for business purposes and do not sell this information.  We provide marketing data on aggregate to our advertisers that is non-personally identifiable, and advertisers may collect data on visitors. We may at times share your contact information with subsidiaries and business partners.

We use visitor information collected from cookies (website only) and user information to better design our website and application in addition to market research purposes.  We do not sell this information.

We may permit certain trusted third parties to track usage, analyze data such as the source address that a page request is coming from, your IP address or domain name (websites only), the device ID, the date and time of the page request, the referring Web site (if any) and other parameters in the URL. This is collected in order to better understand our Website or Application usage, and enhance the performance of services to maintain and operate the Site and App, and certain features on the Site and App. We may use third parties to host the Site or App, operate various features available on the Site or App, send e-mails, and analyze data.

We may transfer personally identifiable information as an asset in connection with a proposed or actual merger or sale (including any transfers made as part of an insolvency or bankruptcy proceeding) involving all or part of our business or as part of a corporate reorganization, stock sale or other change in control.

We may disclose contact information in special cases where we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our terms and conditions of use or may be causing injury or interference with our rights, property, or anyone who could be harmed by such activities.

3) Notification of Changes

Universal Ecosystems reserves the right to change this Privacy Policy from time to time at its sole discretion. Your continued use of the Site or App indicates your consent to the Privacy Policy as posted.

4) Contact Information

If you have any questions or concerns regarding this Privacy Policy please contact: